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Friday, January 4, 2008




If you simply go online and find one of those price comparison
websites for car insurance in West Virginia and you play around
with it for a while you will probably save some money each month
on your car insurance.

However, you might be able to save even more money by first
learning some of the steps you can take to reduce the cost of
your car insurance even before you get online.

For example, did you know that parking your car in a garage at
night can save you money?

Did you know that paying your premiums automatically each month
out of your checking account also saves you money?

Did you know that some insurance companies will give you a
break on the cost of your insurance if you buy and use a simple
steering wheel locking device?

Did you know that your car insurance agent may know of other
simple and inexpensive anti-theft devices that you can install
on your car that will save you money every single month?

Did you know that if you were to use public transportation as
much as possible and leave your car parked at home that you
might be able to save a considerable amount on your car
insurance? It's true. If you can reduce your monthly driving to
below 500 miles your insurance company may give you a
substantial Low Mileage Discount.

Did you know that if you join (or set up) a carpool at work
that you can save money every month on your car insurance? Part
of your monthly premium is based on the number of times you
drive back and forth to work in rush hour traffic every month.
If you can cut that number in half then you can save a nice
chunk of change on your insurance every month - plus you'll be
doing something good for the environment and saving wear and
tear on your car.

Did you know that paying for collision or comprehensive
insurance on an older car that no longer has any Kelly Blue Book
value is a total waste of your money?

Did you know that young drivers can save at least 5% a month on
their car insurance simply by staying in school and maintaining
at least a "B" grade average?

Did you know that you can save on car rental coverage if you
have a credit card that provides automatic coverage on rental
cars?

Did you know that if you have a health insurance plan you may
be able to reduce or even cancel the Personal Injury Protection
portion of your car insurance, saving you quite a bit of cash
each year?

Did you know that if you are married you can save money each
month by listing the wife as the primary driver and the husband
as the secondary driver on your car insurance policy?

Did you know that if you don't make small claims against your
insurance company that you can save money on your premium every
month? Most companies offer some sort of discount after six or
twelve claim-free months.

Did you know that some places of work and many clubs,
organizations and associations offer their members low-cost
group car insurance? If you don't belong to any group or club
that offers its members group car insurance ask friends and
family if any of them belong to such a group. Then join.

Did you know that increasing your deductible will drop your
cost of insurance overnight? Obviously you'll need to review
your financial situation before deciding on a deductible since
you don't want to agree to pay more if you file a claim that you
can actually afford.

And did you know that if you buy your car insurance online you
can save over buying your car insurance from most brick and
mortar locations? Don't get lazy, however, and only check out
one of the websites that permit you to compare the prices of car
insurance policies from a variety of different insurance
companies here in West Virginia.

If you really want to see prices from every insurance company
you are going to have to spend a little extra time and do your
comparisons on a minimum of 3 different comparison websites.
Also - and this is important - you need to use the information
you have gleaned from this article and fill out the form on all
3 websites EXACTLY the same.

This is the only way for you to compare the same policy across
all three websites and it is the best way to insure that you
will end up with the best possible price.

Once you have completed all of your comparisons then the rest
is a snap. Just choose the lowest-priced policy - and you're
done! This is how you become an expert and make certain that you
get cheap car insurance online in West Virginia and save money
for years to come.

About The Author: See our recommended site for cheap insurance
http://www.EzQuoteGuide.com

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